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So do we include the housing rent or not? This is what I’m confused about.
Also, if a house is rented I wouldn’t have to absorb the maintenance costs, the owner would.
Great question Jeff. The answer is, since you are ‘retired’ (at least, you will be at the time that these calculations will kick in), you should assume no rent or mortgage (since you have no real income to support either), so you should add the value of the house (i.e. fully paid off) to your Big Ticket Items (KLE14) … but, don’t forget to include house ‘running costs’ (eg cleaning, maintenance, utilities, insurance, etc.) here.
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